🛡️ Florida Insurance & Aging Roofs

What You Should Know

We only treat roofs when it truly benefits the homeowner. If it’s not the right fit, we’ll recommend repairs or replacement instead.


Here’s a list of common questions we get.
If you still have questions, schedule a free inspection and we’ll walk you through everything.

  • 🕒 Can insurance companies raise my rates just because of roof age?

    Yes. In Florida, most insurers raise premiums or even cancel policies when a roof reaches 15 years old, regardless of whether it's leaking or damaged. It’s all based on risk — not necessarily condition.


    But here’s the good news: Florida law gives you the right to an inspection. If your roof passes and shows it’s still in good condition, you may be able to delay replacement and avoid rate hikes or non-renewal. That’s where we come in.

  • 🧰 Will rejuvenation help with insurance issues?

    It might — but only if your roof qualifies. Insurance companies don’t approve or deny based on whether you’ve had a rejuvenation treatment. They look at the overall condition of the roof, which must be verified through a proper inspection.


    We work with qualified inspectors to ensure your roof will meet insurance standards before we ever apply treatment. If rejuvenation makes sense, we move forward. 


    If a qualified inspector say it won't qualify even after treatment, we’ll recommend honest alternatives — including repairs or replacement — so you’re not wasting money on something that won’t help.

  • 💰 Why choose rejuvenation over full replacement?

    Rejuvenation isn’t just more affordable — it’s often the smarter move.


    While a typical roof replacement can cost $15,000 or more, most rejuvenation treatments are around $3,000 — and completed in a single day. You’ll get extended roof life, improved appearance, and may avoid being forced into a replacement by your insurance company.


    You’ll also get documentation that supports inspection requirements and helps you demonstrate good roof maintenance — which can work in your favor during a renewal review. And you’ll do it all without the mess, delays, or disruption of a full tear-off.


    Rejuvenation also helps reduce landfill waste, conserves the energy and materials used in new shingles, and keeps your existing investment protected longer.

  • 🛑 Not Every Roof Qualifies

    We’re not here to sell you something you don’t need. Some roofs are too worn out or damaged to benefit from rejuvenation. If that’s the case, we’ll help you explore other options — including patch repairs or replacement. No pressure, no wasted money.

  • 💵 The Re-Roof Guarantee — Limited Risk, Full Transparency

    We stand behind our work with a Re-Roof Guarantee:


    If your roof fails an insurance inspection within 24 months after our rejuvenation treatment, we’ll credit back a portion of your rejuvenation cost toward a full roof replacement.


    That means you’re not gambling — you’re investing in a well-documented preservation strategy that either works… or helps cover the next step.

  • 🎯 Ready to protect your roof — and your wallet?

    We offer free inspections, a free rejuvenation sample, and full documentation from licensed inspectors.


    Let’s find out if your roof qualifies — and help you make the best decision for your home and coverage.

  • Does Florida have a program for homeowners who can’t get insurance?

    Yes. If you can’t find private insurance, Florida’s state-backed insurer, Citizens Property Insurance, is available as a last-resort option. Citizens also requires that roofs have at least 5 years of life left to qualify for coverage.